Besides M & S Car Insurance, Marks & Spencer Money Credit Cards and other financial products, Marks & Spencer Money Buildings & Contents Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With Marks & Spencer Money Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark's & Spencer purchases are also protected while you take them home.

Also, on both Marks & Spencer Money Premier Buildings & Contents Insurance and Standard Buildings & Contents Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.

Not so long ago, only banks and traditional insurance companies offered financial or insurance products, yet today it may often seem as if even the local corner shop is offering financial products. That's not quite true, of course, but many more companies do offer financial products than used to be the case, and it can sometimes be difficult to decide who is offering the best deal.

And, while Marks and Spencer once offered mostly fashion products, with the only hint of a credit card being when you paid for your shopping at the checkout, today you'll find as good a deal on M&S credit cards as you will with the latest range of M&S fashion.

In fact, these days Marks & Spencer, through its Marks & Spencer Money website, offer a range of financial products which would not look out of place in many banks, including M&S Car Insurance, M&S Buildings & Contents Insurance, M&S Travel Insurance, M&S Pet Insurance, savings products, M&S Credit Cards, M&S Loans, and much more besides.

Marks & Spencer Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Car Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Car Insurance and Buildings & Contents Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings & Contents Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencer Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Toshiba Satellite L300-1FS Laptop, at Marks & Spensers
Processor: Intel Pentium dual-core processor T3400, 2.16 GHz clock speed, 667 MHz front side bus and 1 MB 2nd level cache Memory: 2,048 MB standard, 4,096 MB maximum expandability, DDR2 RAM (800 MHz) Hard Drive: 160 GB, S.M.A.R.T. , 5,400 rpm Display: 15.4'' Toshiba TruBrite WXGA TFT High Brightness display Operating System: Genuine Windows Vista Home Premium 32-bit Edition (pre-installed, Toshiba-HDD recovery) Graphics Card: Mobile Intel GMA 4500M, up to 1,340 MB total available graphics memory with 3 GB system memory DVD Super Multi Drive: CD-ROM, CD-R, CD-RW, DVD-ROM, DVD-R, DVD-R(DL), DVD-RW, DVD+R, DVD+R(DL), DVD+RW, DVD-RAM Expansion: 2 x memory slots (1 to configure), 1 x ExpressCard slot Interfaces: 1 x DC-in, 1 x external monitor, 1 x RJ-11, 1 x RJ-45, 1 x external microphone, 1 x headphone (stereo), 3 (Left 2, Right 1) x USB 2.0, 1 x integrated VGA Web Camera with built-in microphone Connectivity: Wi-Fi (802.11b/g) Wireless LAN, Fast Ethernet LAN 10BASE-T/100BASE-TX international V.90 modem (V.92 ready) 56 Kbps data and 14.4 Kbps fax Bundled software: Toshiba Disc Creator, Toshiba User's Manual, Supervisor Password Utility, Toshiba Assist, Chicony Camera Assistant Software, Toshiba DVD Player, Ulead DVD MovieFactory for TOSHIBA, Toshiba Face Recognition, McAfee Internet Security Suite - Toshiba Edition (includes free Internet updates for 30 days), Toshiba Recovery Disc Creator, Microsoft Works, Microsoft Office Home and Student 2007 (free 60-day trial) Toshiba Value Added Package (Toshiba Power Saver, Toshiba Zooming Utility, Toshiba PC Diagnostic Tool, Toshiba Flash Cards, Toshiba Components Common Driver, Toshiba Accessibility, Toshiba Button Support), Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Connectivity Doctor, ConfigFree™ , Toshiba utilities and drivers Toshiba EasyMedia : Google Software (Google Toolbar for Internet Explorer, Google Desktop, Picasa), Toshiba TEMPRO Performance Tuning Service, McAfee Internet Security Suite - Toshiba Edition, Toshiba Face Recognition, Smart Display Support, Toshiba Flash Cards, Built-in camera & microphone, Diversity Antenna, Toshiba ConfigFree™, Internal HD 720p support Dimensions: W362 x D267 x H33.0 (front) / 37.7 (rear) mm Weight: starting at 2.49 kg Battery: lithium-ion, up to 2h30min (Mobile Mark™ 2007) M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Pure Cotton Straight Leg Jeans with Belt, at Marks & Spencers
These straight leg jeans in pure cotton are great value. A practical, easycare style

Pure Cotton Chandelier Embroidered Duvet Cover, at Mark's & Spencer
Embroidered chandelier design Comes in single (3ft), double (4ft 6'), kingsize (5ft) and super-kingsize (6ft) Co-ordinate with Supima white plain dye sheets and pillowcases strokes T351720F,T351720S,T351720P,T351720V, Manufacturer: Marks & Spencer

3/4 Sleeve Wiggle Knit Shirt, at Marks and Spenser
Fashionable and elegant, this shirt has fab 3/4 length sleeve and wiggle knit design. Open neck collar adds to its irresistible appeal

Pure Cotton Long Sleeve Stripe Shirt, at Mark & Spensers
Smart and stylish, this bold stripe shirt is made from pure cotton

Leather Cross Body Bag, at Marks & Spencer
Both understated and useful, this cross body bag has lots of pockets to securely hold your must-have essentials

2 Autograph Stripe Hipsters, at Marks & Spencers
Featuring the best in modern fabric and contemporary design, these luxurious hipsters feel exceptionally comfortable and give a superior fashionable fit

Older Boys' Double Buckle Open Toe Sandal, at Marks & Spencers
Slip on Double buckle fastening Flat sole Camaflage sole detail

2 Pure Cotton Short Sleeve Assorted Stripe Polo Shirts, at Marks&Spencer
A stylish smart-casual look, these short sleeve polo shirts come in a textured cotton fabric. Practical, comfortable and easycare

Wedding Garter, at Marks and Spencer
1 x garter Approx size: Un-stretched: 340mm circumference Approx size: Fully stretched: 660mm circumference

Per Una Flap Zip Bag, at M&S
A stylish bag featuring front zip details. Fantastic with this season's styles

Gold Plated Diamanté Tiny Floral Stud Earrings, at Marks & Spencers
Butterfly stud fastening Diamant detail Floral design For hygiene reasons, refunds will only be given in accordance with your legal rights

Collezione Leather Hip Wallet, at Marks and Spencer
Smart, stylish and practical, this leather wallet makes it easy to organise cards, notes and coins

Per Una Roma Cotton Rich Bootleg Trousers with Belt, at Marks & Spencers
A fashionable pair of bootleg trousers in soft cotton rich fabric featuring a weaved belt

High Waist Bootleg Trousers, at Marks & Spenser
Fashionable and fabulous, bootcuts flatter curves and make legs look longer. This pair sits on the waist and is designed to give a shapely feminine silhouette. Added stretch gives the perfect fit and a look that's always in style

Petite Chevron Dart Knee Length Pencil Skirt, at Marks&Spencer
Sleek and chic, this chevron dart skirt is tailored to fit and flatter. A stylish choice for work or smart occasions. Specially designed and perfectly proportioned for the petite frame

In Bloom Honeysuckle & Jasmine Foaming Bath Elixir, at Marks & Spencer
Honeysuckle and jasmine fragrance Moisture rich Foaming bath elixir 200ml This product is not available for international delivery. Find out more

Per Una Cap Sleeve Gathered Jersey Dress, at Mark's & Spencer
A fashionable cap sleeve dress, featuring scoop neck and gathered front detail

The Gum Pinot Grigio 2008 - Case of 6, at Mark & Spensers
Style: Dry Grape variety: Pinot Grigio (Pinot Gris) Country of origin: Australia Closure: Screw cap Bottle: 6 x 75cl. Alcohol by volume: 14% vol. Alcohol units per bottle: 10.5 Alcohol units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fashion Floral Trellis Tights, at Marks & Spencer
Add a stylish touch of chic with these head-turning floral design tights

Perfect Autograph Silk Rich Pleated Thong, at Marks & Spencer
Glamorous and sophisticated, this figure-hugging string is made from a luxurious silk mix fabric and finished with scallop trim. The modern low rise, high leg styling gives a flattering shapely fit. Beautiful exclusive lingerie

Songs From The Musicals CD, at Marks & Spencer
Audio CD, Marks & Spencer

Perfect Blue Harbour Fleece Jacket, at M+S
If you're enjoying the great outdoors this autumn, you'll want this jacket. It's both water repellent and wind resistant, has a warm fleece lining and a concealed hood

°Climate Control Pillow Protector, at Marks and Spenser
Keeps you in a comfort zone all night long Absorbs body heat, releasing when you need it Made using outlast technology, originally developed for NASA, Manufacturer: Marks & Spencer

Acetate Gold Foil and Stitching Flower Birthday Card, at Marks and Spencers
Cover Text: Happy birthday Inside Message: Blank for your own message Approx size: 174 x 126mm

Limited Collection Zebra Print Lightweight Scarf, at Marks & Spencer
Bring out your wild side with this fabulous animal print scarf. Perfect with this season's styles it ensures that even in the simplest outfit, you'll never look tame

3 Pure Cotton Assorted Sleepsuits, at Mark & Spencers
Comfortable, practical and fashionable, this pack of 3 sleepsuits is made from soft breathable cotton

Autograph Mineral Powder Highlighter, at Marks and Spencers
Light diffusing powder Fragrance and preservative free This product is not available for international delivery. Find out more

Bold Stripe Eyelet Curtains, at Marks & Spencer
Bold stripe Eyelet Lined Comes in standard 168cm/66in (STD) and wider 219cm/86in (WDR) widths Also comes in three drop lengths: short (137cm/54in), medium (183cm/72in), long (229cm/90in) How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Lambswool Blend Long Socks, at Marks&Spencer
Warm and comfortable, these easycare socks are made from a blend of finesoft lambswool and resilient nylon so they have the softness, breathability and absorbency of wool and are hard wearing. A reinforced heel and toe gives extra durability

When you're shopping at MarksandSpencer online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencer Money. Offering everything from savings accounts and credit cards, to Buildings & Contents Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencer Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencer Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencer Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."