M&S Money Direct offers a variety of financial and insurance products, but Car Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Car Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Car Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Car Insurance policy doesn't actually cover you for what you thought it did, or it takes your Car Insurance company months and months to argue over whether to pay you or not. Fortunately M&S Money Direct Car Insurance is not like that at all, and when you compare M&S Car Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spenser 5 Star Premier cover Car Insurance (correct at May 2009), which are quite often not included with comparable Car Insurance plans from companies such as Direct Line, Sainsbury's, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Car Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from M&S Money Direct UK and European Breakdown Cover, since it covers you as a passenger too.

Marks and Spenser may not necessarily be the first name that springs to mind when you're thinking about renewing your Buildings Insurance or Car Insurance, but Marks & Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Money Direct website. With a simple, no-hassle service, you can compare features between a number of M&S Money Direct products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Money Direct loans, credit cards or Buildings Insurance - besides a number of other insurance products, M&S Money Direct can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Money Direct insurance products (Buildings Insurance, Car Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencer insurance products in document format too.

When you're shopping at M+S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Money Direct. Offering everything from savings accounts and credit cards, to Buildings Insurance and Car Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Money Direct. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Money Direct, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Money Direct website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Multi Bead Necklace & Earring Set, at Marks & Spencers
2 part set Hook fastening drop earrings Clasp fastening multi strand necklace Assorted beads design For hygiene reasons, refunds will only be given in accordance with your legal rights

Autograph Cosmetox Anti-Ageing Foundation, at Marks n Spencer
Anti-ageing Medium coverage Hypoallergenic SPF 15 30ml

Grandad Armchair Card, at M+S
Cover text: Greatest Grandad Inside message: Happy Birthday FSC: This card is made with material from FSC certified sustainable forests. Protecting the worlds forests for the future Approx. size: 175 mm x 126 mm

Bad Hair Day Dog Sister Card, at Marks & Spencer
Cover text: Never mind, Sister, we all have bad hair days! Inside message: Blank for your own message Approx size: 178 x 126mm

Autograph Pure Cotton V-Neck Cardigan, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Pure Cotton Vest & Shorts Sets, at MarksandSpencer
Practical and fashionable, this 8 pack of vests and shorts makes a great way to stock up on essential style

Autograph Bone China Dinner Plate, at M & S
Plain Diameter: 27cm, Manufacturer: Marks & Spencer

Anti Mist Sports Sunglasses, at Marks & Spensers
Practical and fashionable, these wraparound sunglasses are designed in a flattering modern style

Wool Rich Check Belted Coat, at Marks n Spencer
This warm wool rich coat features handy side pockets and a flattering check design. Wear over this season's styles for a cosy, contemporary look

Blossom Tree Embroidered Pillowcase, at M&S
Fits standard pillows Embroidered blossom tree design Frill detail, Manufacturer: Marks & Spencer

Crackle Mirror Glass Photo Frame 20 x 25cm (8 x 10"), at Mark & Spencers
Crackle mirror effect frame Aperature H33 x W28cm (8 x 10 in), Manufacturer: Marks & Spencer

Per Una Short Sleeve Balinese Tunic, at Mark & Spencers
A colourful printed tunic with a front and back v-neck featuring waist tie and comes with a camisole

Per Una Supersoft Cat Mule Slippers, at Marks and Spencer
Mule style Round toe Flat sole Cat embellishments Contrast lining

5 Cotton Rich Cushioned Trainer Liner Socks with Cool&Fresh, at Marks and Spencer
These trainer liners feature a cushioning sole for shock absorption and comfort. Knitted arch support keeps them in place during exercise

Autograph Pure Cotton Animal Border Pillowcase, at Marks and Spenser
Co-ordinate with satin stitch white plain dye sheets and pillowcases strokes T356490F,T356490S,T356940P Embroidered detail, Manufacturer: Marks & Spencer

Mini Travel Bottle Set, at Marks and Spencer
Leave your large or breakable toiletries at home. Simply fill these travel bottles and jars with your favourite toiletries and refill them whenever you need. Contained within a funky bag, this set is ideal for any overnight trip

Stain Defence™ Junior Centre Pleat Culottes, at Marks&Spencer
Fashionable as well as practical, these easycare culottes make a stylish alternative to skirts or trousers for school

Autograph 3-Piece Jeans Outfit, at Marks & Spencer
Practical and pretty, this cute 3-piece jeans outfit is made from soft fabric to keep her feeling comfy and happy. With luxury in every detail, this is part of our exclusive Autograph collection

125 Years Pure Cotton Long Sleeve Marl Stripe Shirt, at Marks & Spencer
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

A Year In Your Garden Book, at M+S
A beautiful range of 5 gardening titles, full of inspiring ideas and tips both for the novice and more experienced gardener. From pots and small backyards to larger gardens, feel confident in choosing the right flowers and shrubs for the right place all year round! Packed full of wonderful colour photography, these books will prepare and motivate you to garden

Twin Pleat Crease Resistant Trousers, at Marks&Spencer
Adopt a fuss-free approach to formal dressing with the crease resistant fabric of these sharp trousers, allowing you to stay looking smarter for longer

Sunny Town People Set, at Marks and Spencers
4 sunny town people and dog Promotes imaginative play Suitable for ages 12+ months This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Pure Cotton Short Sleeve Floral Print Shirt, at MarksandSpencer
A contemporary floral print makes this cotton shirt a trend-conscious choice for fashionable boys. Stylish, practical and easycare

Rose & Freesia Gift Bag, at M+S
A brilliant assortment of orange roses and beautifully scented white lilac and cerise freesias, presented in a contemporary gift bag with ribbon handles Available for delivery from 1st April to 30th September 2009

Easy Chicken, at Marks & Spencers
Tantalise your taste buds with this great collection of tasty chicken recipes

Per Una Floral Lace High Leg Briefs, at Marks & Spencer
Fresh and feminine, these stylish bikinis are made from soft stretch lace. The low rise style gives a flattering shapely fit and is ideal for wearing under hipsters

Draping Wisteria Embroidered Duvet Cover, at Marks & Spencers
Comes in single (3ft), double (4ft 6in), kingsize (5ft) and super-kingsize (6ft) Embroidered duvet cover, Manufacturer: Marks & Spencer

Autograph Cotton Rich Hooded Jumper with Cashmere, at MarksandSpencer
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

Detachable Clear Bra Straps, at Marks and Spencer
These clear straps attach to our multiway bras to give you a more discreet option

2 Autograph Veneto Bonded Leather Dining Chairs, at Marks & Spenser
H89 x W41 x D50cm Seat H47cm Sold as a pair Available in black Free eco-friendly delivery to your home. Our crews will unpack, assemble and position the item This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Besides M & S Car Insurance, M&S Money Direct Credit Cards and other financial products, M&S Money Direct Buildings Insurance deserves particular mention, with it being particularly good value for money, and providing extra insurance cover that many UK insurance companies either don't provide at all, or would charge extra for.

With M&S Money Direct Premier Contents policy, for example, student's belongings are not only covered at home, but also at college or university. Additionally, dependent relatives are also covered if their belongings happen to be in a nursing home. Even better still, your Mark & Spensers purchases are also protected while you take them home.

Also, on both M&S Money Direct Premier Buildings Insurance and Standard Buildings Insurance policies, you can choose to include Contents Away From Home. This option would then provide valuable cover all of your personal belongings on a worldwide basis.